An Individual Retirement Account makes a lot of sense when planning your retirement or your investment future. Your Social Security benefits and pension are not intended to provide all of your retirement income. And planning ahead to pay for an education, or to buy a house, or any future goal is always wise.

Today’s IRAs provide more tax benefits and greater earnings than in previous years. You can choose from taking advantage of yearly tax deductions now, or save your tax breaks for future withdrawals. Dividends are distributed quarterly.

At Woburn Municipal FCU, we offer Traditional IRAs and Roth IRAs. Call to discuss which option better suits your needs. Maybe both!