Looking for higher earnings on your savings?

Consider our Share Certificates which are the same as Certificates of Deposit (CDs). They pay higher interest rates because they are deposited for a fixed period of time. You can open a Share Certificate with as little as $500. Investment terms range from 6 months to 3 years. The rate is fixed for the entire certificate term. Dividends are calculated daily and compounded and credited to your account monthly or at a specific time period. On 6 month CDs, the dividend is given at maturity. A substantial penalty will be imposed for a withdrawal on any certificate prior to maturity.