First Mortgages

Whether you’re making your first home purchase, or refinancing an existing mortgage, we have the right loan product for you!


Home Equity Loans

Owner Occupied Equity Line of Credit. The maximum line of credit plus the outstanding first mortgage shall not exceed eighty (80) percent of the appraised value of the real estate. Maximum dollar amount $300,000.


New to buying a home? We have quick courses to help you every step of the way!


4 Smart Ways to Use a Home Equity Loan

Mar 27th, 2019

As home prices continue to rise, homeowners are sitting on a growing amount of equity in their homes and an increasing source for extra cash. While tapping into that cash to fund an expensive lifestyle might be tempting, using your home’s equity should be done cautiously and with a specific reason in mind. Continue reading […]

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6 Tips for Negotiating with Car Dealers

Mar 20th, 2019

For many, the thought of entering into a car dealership to purchase a new car is very intimidating and unpleasant. While car dealers are professionals who know how to persuade, you shouldn’t let the dealership scare you away from purchasing your dream car. By sticking to the following tips you can make the car buying […]

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WMFCU Hosts Financial Literacy Auction at Woburn’s Kennedy Middle Schoool

Mar 14th, 2019

On Monday, March 11th, WMFCU held its first CU4 Reality Auction with two eighth grade classes from Woburn’s Kennedy Middle School. The eighth grade classes are a part of WMFCU’s Financial Literacy Program, where representatives from the credit union teach students about financial responsibility. The students from this program had been running their own businesses […]

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