Savings Rates

Name APY Accrued Dividend Rate Minimum Balance
Regular Share .05% Monthly .05% $50 - paid Monthly
Holiday Share .05% Monthly .05% $50 - paid Monthly
Vacation Share .05% Monthly .05% $50 - paid Monthly
All Purpose Clubs .05% Monthly .05% $50 - paid Monthly

APY - Annual Percent Yield. Rates are subject to change without notice.

Money Market Rates

Name APY Accrued Dividend Rate Minimum Balance
$50 - $2,499 0.05% Monthly 0.05%
$2,500 - $9,999 0.08% Monthly 0.08%
$10,000 - $24,999 0.10% Monthly 0.10%
$25,000 - $49,999 0.20% Monthly 0.20%
$50,000 - $99,999 0.25% Monthly 0.25%
Over $100,000 0.30% Monthly 0.30%

APY - Annual Percent Yield. Rates are subject to change without notice.

Terms & Certificates & IRA Certificates Rates

Name Term (in months) APY Accrued Dividend Rate Minimum Balance
6 Month 6 Months 0.30% Monthly 0.30% $500.00
9 Month 9 Months 0.40% Monthly 0.40% $500.00
12 Month 12 Months 0.45% Monthly 0.45% $500.00
18 Month 18 Months 0.50% Monthly 0.50% $500.00
24 Month 24 Months 0.70% Monthly 0.70% $500.00
36 Month 36 Months 0.80% Monthly 0.80% $500.00

APY - Annual Percent Yield. Rates are subject to change without notice.

IRAs

Name Term (in months) APY Accrued Dividend Rate Minimum Balance
IRA's 0.20% Monthly 0.20% $250.00

APY - Annual Percent Yield. Rates are subject to change without notice.

Personal Loan Rates

Name Term (in months) APR Loan Amounts Year
Personal Unsecured Up to 48 Mos As Low As 12.49% Minimum $500 Maximum $15,000
Computer Loan**** Up to 24 Mos As Low As 7.50% Maximum $3,000
Shared Secured 100% of Shares Up to 120 Mos 3% over share rate Minimum N/A Maximum N/A
Overdraft LOC****** N/A Revolving 15.00% Maximum $500
RV's & Boats 80% Up to 120 Mos As Low As 7.50% Minimum $10,000 Maximum $100,000

APR - Annual Percentage Rate
* Actual APR based on credit history and term
** PRIME RATE IS CURRENTLY AT 4.25%
***** Purchase Agreement/Sales Slip Required
****** Unsecured lines of credit are reviewed on an Annual Basis

Rates are subject to change without notice

Personal Line of Credit Rates

Name Term (in months) APR Loan Amounts Year
Personal Line of Credit Gold***** Revolving 10.50% Minimum $5,000 Maximum $15,000

APR - Annual Percentage Rate
*** Green Lines of Credit have a minimum rate of 12.50% and a maximum rate of 18.00%
Rates are subject to change without notice

Mortgage Rates

Name Term (in months) Rate APR Loan Amounts Year
Mortgages Up to 30 years Call Call Fixed

APR - Annual Percentage Rate
* Actual APR based on credit history and term
Rates are subject to changed without notice.

Home Equity Rates

Name Term (in months) APR Loan Amounts
Home Equity Line 80% Maximum draw 10 years; repay term 5 years Prime** Minimum $10,000 Maximum $300,000
Home Equity Loan 80% (fixed/second mtg) Up to 180 Mos As Low As 4.99% Minimum $10,000 Maximum $300,000

APR - Annual Percentage Rate
* Actual APR based on credit history and term
**PRIME RATE IS CURRENTLY AT 4.50%
Rates are subject to change without notice.

Vehicle Loan Rates

Name Term (in months) APR Loan Amounts Year
Vehicle New*** 100% Up to 84 Mos**** As Low As 2.50% Maximum $75,000 2018
Vehicle Used*** 100% Up to 60 Mos As Low As 2.75% Maximum $75,000 2016-2018
Vehicle Used*** 80% Up to 48 Mos As Low As 4.74%* Maximum $75,000 2013-2015
Vehicle Used*** 80% Up to 36 Mos As Low As 6.00%* Maximum $75,000 2007-2012
Classic Calls Up to 36 Mos Call Maximum $50,000
Motorcycle New*** 100% Up to 72 Mos As Low As 4.24%* Maximum $50,000
Motorcycle Used*** 90% Up to 60 Mos As Low As 5.24% Maximum $50,000 2012-2016
Motorcycle Used*** 80% Up to 36 Mos As Low As 6.24% Maximum $50,000 2001-2011

APR - Annual Percentage Rate
* Actual APR based on credit history and term
***New Vehicles (current year) must have less than 6,000 miles, greater than 6,000 will be considered used
**** for 84 Months loan amount must be greater than $50,000
Rates are Subject to change without notice

MasterCard Credit Card Rates

Name Term (in months) APR Loan Amounts Year
MasterCard Revolving 9.90% Maximum $15,000

APR - Annual Percentage Rate
* Actual APR based on credit history and term
Rates are subject to change without notice

*APR - Annual Percentage Rate * Actual APR based on credit history and term Rates are subject to change without notice