Mass Save HEAT Loan

A Mass Save HEAT Loan is an interest-free loan designed to make energy-efficient home improvements affordable. Loans typically vary between $500 and $25,000 with terms not exceeding 7 years. With a Mass Save HEAT Loan, you can save your money and increase the value of your house. Loan Debt Protection is also available

Qualified Improvements

  • High Efficiency Domestic Hot Water Systems;
  • High Efficiency Heating Systems;
  • Attic, Wall and Basement Insulation;
  • Solar Hot Water Systems;
  • Energy StarĀ® Thermostats;
  • Energy StarĀ® Windows, and others.

Mass Save Heat Loan Eligibility

To get approved for a loan, you must comply with several basic requirements:

  1. Own a one to 4-family home;
  2. Complete a Mass Save Home Energy Assessment (free of charge);
  3. Have a residential account through one of the following providers: Unitil Gas, Blackstone Gas Company, Cape Light Compact, Berkshire Gas, Columbia Gas of Massachusetts, Liberty Utilities, National Grid, Eversource.

A detailed list of requirements can be found on www.

How to Apply

You can apply for a Mass Save HEAT Loan online:

  1. Call Mass Save to schedule your free of charge home energy assessment;
  2. Complete paperwork provided by their representative and submit the documents;
  3. Receive an authorization form and apply for a loan.