Signature / Personal Loan

This loan is one of the most popular member loans because it can be used to solve a variety of money problems. Call the Woburn Municipal FCU for the current data. How much you may borrow is influenced by your credit rating. Contact us to see what funds are available to meet your needs. Co-signer may be required.

Savings – Share Secured Loan

Your strong commitment to savings can provide you with the security you need for a loan. Borrow against the accumulated funds in your savings accounts, up to the balance you have accrued. Borrowing this way ensures you have the credit union’s lowest rate.

Holiday Loans

Most Wonderful Times of the Year

Whether you want to spoil your loved ones, yourself, or just make the holidays less stressful, you can take advantage of this Holiday Loan. Contact a Member Service Representative today or stop by a our branch for more details.

Tax Loans

If Uncle Sam’s share is more than you expected, the WMFCU can help. See us about a Tax Loan today.

Vacation Loans

If you’re planning for a seasonal getaway, you can make sure you are financially ready by applying for a Vacation Loan. Start planning your vacation let WMFCU take care of the rest.


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Personal Loan Rates

Name Term (in months) APR Loan Amounts Year
Personal Unsecured Up to 48 Mos As Low As 12.49% Minimum $500 Maximum $15,000
Computer Loan**** Up to 24 Mos As Low As 8.49% Maximum $3,000
Shared Secured 100% of Shares Up to 120 Mos 3% over share rate Minimum N/A Maximum N/A
Overdraft LOC****** N/A Revolving 15.00% Maximum $500
RV's & Boats 80% Up to 120 Mos As Low As 7.50% Minimum $10,000 Maximum $100,000

APR - Annual Percentage Rate
* Actual APR based on credit history and term
** PRIME RATE IS CURRENTLY AT 5.00%
***** Purchase Agreement/Sales Slip Required
****** Unsecured lines of credit are reviewed on an Annual Basis

Rates are subject to change without notice

*APR - Annual Percentage Rate * Actual APR based on credit history and term ** PRIME RATE IS CURRENTLY AT 5.00% ***** Purchase Agreement/Sales Slip Required ****** Unsecured lines of credit are reviewed on an Annual Basis Rates are subject to change without notice