Looking for higher earnings on your savings?

Consider our Share Certificates which are the same as Certificates of Deposit (CDs). They pay higher interest rates because they are deposited for a fixed period of time. You can open a Share Certificate with as little as $500. Investment terms range from 6 months to 3 years. The rate is fixed for the entire certificate term. Dividends are calculated daily and compounded and credited to your account monthly or at a specific time period. On 6 month CDs, the dividend is given at maturity. A substantial penalty will be imposed for a withdrawal on any certificate prior to maturity.


 

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Terms & Certificates & IRA Certificates Rates

Name Term (in months) APY Accrued Dividend Rate Minimum Balance
6 Month 6 Months 0.90% Monthly 0.90% $500.00
9 Month 9 Months 1.00% Monthly 1.00% $500.00
12 Month 12 Months 1.25% Monthly 1.25% $500.00
18 Month 18 Months 1.75% Monthly 1.75% $500.00
24 Month 24 Months 2.50% Monthly 2.50% $500.00
36 Month 36 Months 2.75% Monthly 2.75% $500.00

APY - Annual Percent Yield. Rates are subject to change without notice.

*APY - Annual Percent Yield. Rates are subject to change without notice.