As a credit union member, your member-owner status is represented by the shares you save at Woburn Municipal FCU. That’s why we call your savings account a Regular Share Savings Account. You must open this account with an initial minimum deposit of $25.00, and maintain that balance to remain a member in good standing.

All Credit Union Savings Accounts and IRAs earn dividends when a minimum balance of $50.00 is maintained. Share Accounts earn money from day-of-deposit to day-of-withdrawal. Dividends are distributed quarterly. Your funds are insured by the NCUA. And you receive the service you deserve.

You may open other Share Accounts for specific savings purposes like education, taxes, vacations, or special purchases. To open another Share Account for any purpose, visit or contact us.

  • Required to establish membership in WMFCU
  • $25.00 minimum opening deposit
  • Convenient free payroll deduction through your employers
  • Dividends are compounded daily and paid quarterly
  • Voting privileges at the Annual Member Meeting

Looking for more information? Complete the form below and we will contact you!







How to Travel While Staying on Budget

Jun 19th, 2018

Summer is a great time to travel and explore, but all of the expenses that come with it can add up. Woburn Municipal Credit Union wants you to enjoy your summer travels without breaking the bank. Here are a few of the best tips to stay within your budget: Look for group or family discounts. Planning […]

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Child Safety Week: June 5 – 11

Jun 8th, 2018

Organized by Child Accident Prevention Trust, Child Safety Week aims to raise awareness on the risks of child accidents and how they can be prevented. See the below list of tips to help keep your child safe all summer long: Stay safe at the beach. Swim at lifeguard-protected beaches and keep an eye out for rip […]

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5 Money Saving Tips for College Students

May 22nd, 2018

Many college students struggle with managing their finances as they begin to explore the freedom of living away from home. While being financially independent is a great achievement, it takes time to figure out how to balance a budget. To help you figure out the best ways to save money, we’ve put together a short […]

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Savings Rates

Name APY Accrued Dividend Rate Minimum Balance
Regular Share .05% Monthly .05% $50 - paid Monthly
Holiday Share .05% Monthly .05% $50 - paid Monthly
Vacation Share .05% Monthly .05% $50 - paid Monthly
All Purpose Clubs .05% Monthly .05% $50 - paid Monthly

APY - Annual Percent Yield. Rates are subject to change without notice.

*APY - Annual Percent Yield. Rates are subject to change without notice.