As a credit union member, your member-owner status is represented by the shares you save at Woburn Municipal FCU. That’s why we call your savings account a Regular Share Savings Account. You must open this account with an initial minimum deposit of $25.00, and maintain that balance to remain a member in good standing.

All Credit Union Savings Accounts and IRAs earn dividends when a minimum balance of $50.00 is maintained. Share Accounts earn money from day-of-deposit to day-of-withdrawal. Dividends are distributed quarterly. Your funds are insured by the NCUA. And you receive the service you deserve.

You may open other Share Accounts for specific savings purposes like education, taxes, vacations, or special purchases. To open another Share Account for any purpose, visit or contact us.

  • Required to establish membership in WMFCU
  • $25.00 minimum opening deposit
  • Convenient free payroll deduction through your employers
  • Dividends are compounded daily and paid quarterly
  • Voting privileges at the Annual Member Meeting

Looking for more information? Complete the form below and we will contact you!







5 Reasons to Love Your Credit Union

Feb 13th, 2019

Valentine’s Day is almost here and in honor of the holiday that celebrates love, we want to share some reasons why you should love your credit union! Keep reading for five reasons to love WMFCU this Valentine’s Day. Non-Profit & Member-Owned Unlike other financial institutions, WMFCU is operated by members for members. With a democratically […]

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WMFCU Donates $4,000 for Woburn High School Students to Attend DECA Competition

Feb 8th, 2019

Thanks to a $4,000 donation from Woburn Municipal Federal Credit Union, nine students from Woburn Memorial High School will have the opportunity to attend DECA’s state competition this March. DECA is an international organization that prepares students to be business leaders and entrepreneurs through competitions, conferences, and professional development. The Massachusetts’ state competition, being held […]

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Introducing WMFCU’s Like Campaign for the Council of Social Concern

Feb 6th, 2019

WMFCU is excited to introduce our like campaign in support of Woburn’s Council of Social Concern.  2019 marks the 50th anniversary of the Council of Social Concern and to give back, we are pledging to donate $1 for every new like or follow we receive on our Facebook and Twitter pages. The like campaign will […]

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Savings Rates

Name APY Accrued Dividend Rate Minimum Balance
Regular Share .05% Monthly .05% $50 - paid Monthly
Holiday Share .05% Monthly .05% $50 - paid Monthly
Vacation Share .05% Monthly .05% $50 - paid Monthly
All Purpose Clubs .05% Monthly .05% $50 - paid Monthly

APY - Annual Percent Yield. Rates are subject to change without notice.

*APY - Annual Percent Yield. Rates are subject to change without notice.