As a credit union member, your member-owner status is represented by the shares you save at Woburn Municipal FCU. That’s why we call your savings account a Regular Share Savings Account. You must open this account with an initial minimum deposit of $25.00, and maintain that balance to remain a member in good standing.

All Credit Union Savings Accounts and IRAs earn dividends when a minimum balance of $50.00 is maintained. Share Accounts earn money from day-of-deposit to day-of-withdrawal. Dividends are distributed quarterly. Your funds are insured by the NCUA. And you receive the service you deserve.

You may open other Share Accounts for specific savings purposes like education, taxes, vacations, or special purchases. To open another Share Account for any purpose, visit or contact us.

  • Required to establish membership in WMFCU
  • $25.00 minimum opening deposit
  • Convenient free payroll deduction through your employers
  • Dividends are compounded daily and paid quarterly
  • Voting privileges at the Annual Member Meeting

Looking for more information? Complete the form below and we will contact you!







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WMFCU Supporting Local Health Care as Platinum Sponsor of Step Out for Hospice

Aug 10th, 2018

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How to Find the Best Home Equity Loans

Jul 31st, 2018

If your house is worth more than you owe on it, a home equity loan can help provide funds for any large expense. Often, these loans offer much lower interest rates than personal loans or credit cards. Home equity loans are best for big, one-time purchases that will improve the value of your home or […]

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Savings Rates

Name APY Accrued Dividend Rate Minimum Balance
Regular Share .05% Monthly .05% $50 - paid Monthly
Holiday Share .05% Monthly .05% $50 - paid Monthly
Vacation Share .05% Monthly .05% $50 - paid Monthly
All Purpose Clubs .05% Monthly .05% $50 - paid Monthly

APY - Annual Percent Yield. Rates are subject to change without notice.

*APY - Annual Percent Yield. Rates are subject to change without notice.