We collect 10 ways to get the necessary amount – 7 for those who need cash advance urgently and 3 for those who are looking for where to borrow money with or without interest.
Financial troubles emerge suddenly. Sometimes you need a large sum, but there is time to collect it. And sometimes funds are required here and now – and preferably without high overpayments.
Where to get extra cash urgently?
#1: Issue a payday loan
This is the fastest and easiest option. The amounts taken out are small (usually up to $1,000), but without unnecessary questions, documents and expectations. You need ID data, any device with the Internet, a phone and 5 minutes. The majority of online lenders are not interested in the presence of other debts, delinquencies and other things. So for those looking for where to borrow money with a bad credit history, payday lending organizations can be an excellent option.
#2: Contact the bank
If we are talking about hundreds of thousands or even millions, it is worth thinking about a personal loan. Fortunately, there are organizations that are ready to approve and issue funds in 1 day.
#3: Take a car as collateral
Some companies offer title loans. An obvious advantage is that in addition to the car, you will not need any income certificates or other evidence of financial viability. And the credit history of clients will not be interested. The downside is a fairly high interest rate (compared to banks). But the car remains completely at your disposal, and the requested funds are transferred within 24 hours. Keep in mind, a title loan is not the same as an auto loan.
#4: Sell unnecessary stuff
Surely there are a lot of unnecessary stuff. Free up space and earn money by putting these things up for sale. Just pre-monitor the prices so as not to put too high cost, and take good pictures.
In such a way, a man can sell unnecessary stuff and earn extra cash.
#5: Pawn valuables
It is still a working option, although pawnshops have become much smaller compared to the early 2000s. It is only necessary to remember that not all values are accepted (some companies deal only with gold and precious stones, even silver is no longer preferred). In addition, you will have to pawn the thing significantly cheaper than the real cost, and if you do not redeem it in time, you will have to part forever.
#6: Earn cash online
There are a lot of services on the web now that allow you to get some money for fairly simple tasks – for example, leave a review or take a paid survey. The earnings are small, but if the amount of up to $100 is needed urgently, this is quite a way out.
#7: Become a donor
They pay quite decent money for blood donation. For the components of the homomaterial , you can even get much money. You just need to remember that blood is taken from perfectly healthy people, and you can’t drink or smoke for a certain period before this procedure. There are certain restrictions on the diet. In addition, monetary incentives differ depending on the state. And it is not possible to undergo such a procedure too often.
Where can I borrow money without interest?
#8: Borrow from friends/relatives
It would seem the easiest way. However, there are a couple of disadvantages. Firstly, people may not have the right amount. Secondly, it is not psychologically convenient for everyone to notify their loved ones about the problems appeared. In addition, if this option is real, it is usually used the very first and there is no need to look for where to borrow money.
#9: Get a loan under 0%
Yes, it really happens. Some credit organizations, in order to attract customers, offer to issue the first loan without interest.
#10: Borrow at your working place
To be honest, it is a rather controversial option. But in a desperate situation, any solution deserves attention. Plus, you are 99% likely to return as much as you borrowed. The downside is that, with rare exceptions, the financial situation at work is usually the same for everyone. And if you have money problems, your colleagues most likely have the same.